Purchase an E&O Insurance Policy for Notaries in Virginia

An errors and omissions (E&O) insurance policy offers professional liability protection for you, the notary public, against claims of negligence. As a notary, you are a trusted, government-appointed official who is expected to follow Virginia state law. If one of your clients suffers financial loss due to an alleged notarization error, you can be deemed liable.

If a claim is made against your notary public bond, defending yourself could cost a lot of money. Can you afford a lawsuit?

E&O insurance helps keep more of your money in your pocket by protecting against:

  • Stamp/signature forgery
  • Unintentional notarization mistakes like failing to properly identify signer(s)
  • Inclusion in a larger lawsuit, even if you made no mistakes

Learn how to purchase errors and omissions insurance for notaries in Virginia below.

Why Is Liability Coverage Important?

An E&O policy is a type of professional liability insurance that can protect individuals and businesses. Most E&O policies cover a notary's expenses related to judgments, attorney fees, court costs and settlements. The amount of coverage depends on the policy's dollar limit.

Here's an example that illustrates how an E&O policy can help:

One of your previous clients claims you made a notarization mistake that ended up costing them a lot of money. The client ends up suing you for professional negligence and wants financial compensation. You hire a lawyer and settle the case out of court.

The settlement ends up being $10,000. Combined with legal fees, you owe $20,000 in total.

Without an E&O policy, you would have to pay that full amount out of your own pocket.

But if you purchased a policy with $25,000 worth of coverage, the settlement and legal fees are all covered.

If you need to defend yourself legally, filing an errors and omissions claim doesn't need to be complicated.

These tips can help:

  • Submit the claim information to the insurance provider as soon as possible. Document as much as you can in writing to help your case. Your notary journal is vital here.
  • Work with your insurance claim professional and, if necessary, find a lawyer who specializes in E&O claims. Don't discuss the details of the claim with anyone except the claim professional and your lawyer.
  • Work with the insurance company and/or lawyer to reach a settlement outside of court.

Virginia 4-Year E&O Insurance

Get protection for the full term of your Commission.

  • $60 for $20,000 coverage
  • $70 for $25,000 coverage
  • $80 for $30,000 coverage
  • $110 for $50,000 coverage
  • $170 for $100,000 coverage
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Protect Yourself from Financial Liability — Starting at $1.25 per Month

Our E&O insurance policies are underwritten by the Travelers Indemnity Company and have no deductible or loss repayment requirements. Coverage ranges from $20,000 to $100,000 and lasts for your four-year commission term.

You can purchase our lowest comprehensive policy of $20,000 for $60, which covers you for your entire four-year notary term. That breaks down to only $1.25 per month. The coverage options ensure you can stay protected and continue offering notarial services regardless of your budget.

We offer protection for notaries in Virginia. The time to find E&O policy providers is before someone files a claim against you. We're here to help you set up your liability insurance — and your financial protection — today.